Credit Made Simple and Convenient

Additional funds might come in handy every so often, be it for your personal needs or special occasions. Here at Credit Culture, we recognise that and we provide a streamlined solution for you to enjoy a simpler, faster and cheaper loan application with us.

Apply Now

Getting Started



Sign Up with Credit Culture

Setup an account anywhere and at any time via a web browser or smartphone.



Simple Loan Application

Apply for a loan using our simplified application process that uses MyInfo to automatically fill up your form for you. Thereafter, upload your CBS report for credit assessment (where required).



Timely Review and Approval

Using our proprietary credit engine, your loan application is reviewed and the appropriate loan amount, interest rates and loan tenor range will be offered to you in real-time.



Instant Loan Transfer

Simply come down to Credit Culture office for a face-to-face verification. Upon successful verification, the funds will be transferred to your specified account instantly upon approval.

Why Use Credit Culture?

Bringing Personal Loans into the 21st Century

Credit Culture is the first FinTech company to provide digital solutions for personal loans in Singapore. Our innovative and proprietary technology enables us to address current market inefficiencies, allowing our customers to benefit from a faster, cheaper and better loan application process.